PRIVACY POLICY

Last updated: 16 June 2026

IDENTIFICATION OF THE PARTIES

This Privacy Policy explains how personal data may be collected, used, shared, stored and protected when users access FintechMarker.com, interact with editorial content, subscribe to communications, use website features or interact with advertising, analytics, consent management and monetization technologies.

This Policy has been structured using the global privacy and governance framework developed by TiMo Mídia and adapted for FintechMarker.com, NARRATIVA MEDIA LAB Ltd and the jurisdictions most relevant to the website’s audience and operation.

FintechMarker.com is an English-language publication focused on fintech, payments, banking, lending, insurance, digital public infrastructure, digital identity, financial technology and the digital economy, with a primary focus on India and other emerging markets.

Website Operator / Publisher

FintechMarker.com is operated by:

NARRATIVA MEDIA LAB Ltd
Nikou Dimitriou 3, Kyriakeio Megaro, Flat/Office 202
6031 Larnaca, Cyprus
Registration Number: HE 481893

Privacy Contact: privacy@fintechmarker.com

NARRATIVA MEDIA LAB Ltd is responsible for the operation of FintechMarker.com, including editorial content, publishing decisions, domain management, website administration, contact forms, publisher communications, legal notices and non-AdTech website functions.

AdTech and Monetization Partner

Certain advertising technology, monetization, consent management integrations, advertising-related cookies, Google advertising technologies, traffic-quality systems, fraud-prevention systems and related technical services may involve:

TiMo Midia Ltda.
Trade Name: TiMo Mídia
CNPJ: 62.179.475/0001-44
Rua Ana de Carvalho Silveira, nº 287
Bairro Silveira
Belo Horizonte/MG, Brazil
CEP 31.140-440

Compliance Contact: compliance@timomidia.com

Depending on the processing activity involved, TiMo Mídia may act as a controller, processor, independent controller, joint controller or technical monetization partner.

1. SCOPE OF THIS POLICY

This Policy applies to FintechMarker.com and to all pages, content sections, technologies, scripts, forms, consent interfaces, newsletters, advertising integrations and technical systems that reference this Privacy Policy.

This Policy may apply to:

• editorial content and articles;
• website operation;
• contact forms;
• newsletter subscriptions;
• email communications;
• cookies and similar technologies;
• analytics systems;
• audience measurement tools;
• consent management platforms;
• advertising technologies;
• monetization systems;
• fraud-prevention systems;
• traffic-quality systems;
• security monitoring systems;
• technical integrations with service providers.

This Policy does not apply to third-party websites, financial institutions, payment providers, social media platforms, advertisers’ websites or other external services that maintain their own privacy policies, even if they are linked, referenced or displayed through FintechMarker.com.

2. INTERNATIONAL AND INDIA-FIRST APPROACH

FintechMarker.com primarily serves readers interested in India’s fintech, payments, banking, digital public infrastructure, digital identity and digital economy sectors.

Although the website may be accessible internationally, it is not specifically directed toward every jurisdiction where English is spoken.

This Privacy Policy therefore follows an India-first approach while maintaining privacy standards appropriate for an international audience.

Where mandatory local privacy laws grant additional rights to users, FintechMarker.com seeks to respect those rights to the extent required by applicable law.

Where a mandatory legal requirement conflicts with a provision of this Policy, the mandatory legal requirement shall prevail to the extent necessary.

3. NATURE OF THE OPERATION

FintechMarker.com operates as an editorial digital publication.

The website may publish:

• news articles;
• market analysis;
• educational content;
• explainers;
• interviews;
• company profiles;
• research-based content;
• sponsored content;
• affiliate content;
• newsletters;
• opinion pieces;
• industry commentary.

FintechMarker.com does not provide regulated banking services, payment services, investment services, lending services, insurance services or personalized financial advice.

The operation may involve advertising technologies, audience measurement systems, analytics tools, consent management platforms, fraud-prevention systems, invalid traffic detection technologies, newsletter technologies and Google advertising products.

TiMo Mídia may provide or support certain components of this advertising and monetization infrastructure.

4. PRIVACY PRINCIPLES

We seek to process personal data according to the following principles:

Transparency

Users should receive clear information regarding the processing of personal data.

Purpose Limitation

Personal data should be processed only for legitimate, disclosed and relevant purposes.

Data Minimization

Only information reasonably necessary for a legitimate purpose should be collected.

Security and Prevention

Reasonable technical and organizational safeguards should be implemented to reduce risks and protect personal data.

Accountability

Processing activities should be documented and capable of being explained where required.

Respect for User Choice

Consent, withdrawal mechanisms, opt-out preferences and privacy choices should be respected where applicable.

Limited Retention

Data should be retained only for as long as reasonably necessary.

Separation of Responsibilities

Each participant in the digital ecosystem remains responsible for the activities it directly controls.

5. DEFINITIONS

For the purposes of this Policy:

Personal Data

Information that identifies or can reasonably identify an individual.

Technical Data

Information generated through the use of a website, browser, network, server or device, including IP addresses, browser information, device information, timestamps and log data.

Usage Data

Information regarding how users interact with the website, including pages visited, navigation paths, time spent on pages, clicks and referral sources.

Cookies

Small files stored on a browser or device.

Similar Technologies

Pixels, tags, scripts, local storage, web beacons and similar technologies used to store or access information.

Advertising Identifiers

Technical identifiers used for advertising, analytics, frequency management, fraud prevention or measurement purposes.

Aggregated Data

Information combined in a manner that does not reasonably identify an individual.

Anonymized Data

Information processed so that identification of an individual is no longer reasonably possible.

Programmatic Advertising

Automated buying, selling, delivery or optimization of advertising inventory.

Invalid Traffic (IVT)

Traffic, impressions, clicks or events generated artificially, fraudulently, automatically or in a manner that distorts genuine user behavior.

Controller

A party that determines the purposes and essential means of processing personal data.

Processor

A party that processes personal data on behalf of another party and under its instructions.

Independent Controller

A party that independently determines its own purposes and means of processing.

Joint Controller

Two or more parties that jointly determine the purposes and means of a specific processing activity.

Consent Management Platform (CMP)

A tool used to collect, store and communicate user consent preferences.

6. ROLES IN DATA PROCESSING

Depending on the processing activity involved, NARRATIVA MEDIA LAB Ltd, TiMo Mídia and third-party providers may act in different legal roles.

NARRATIVA MEDIA LAB Ltd

NARRATIVA MEDIA LAB Ltd may act as the controller for:

• website operation;
• editorial content;
• publishing decisions;
• contact forms;
• user communications;
• newsletter subscriptions;
• legal notices;
• publisher-controlled website functions.

TiMo Mídia

TiMo Mídia may act as:

• controller;
• processor;
• independent controller;
• technical monetization partner;
• joint controller where legally applicable.

The applicable role depends on the processing activity, technical implementation, contractual arrangements and applicable law.

Third-Party Platforms

Third-party platforms such as Google, analytics providers, advertising platforms, SSPs, DSPs, ad exchanges, email providers, anti-fraud providers and consent management providers may act as controllers, processors or independent service providers depending on their role and applicable legal framework.

6.1 DIVISION OF RESPONSIBILITIES IN DIGITAL ENVIRONMENTS OF PUBLISHERS, OPERATORS AND THIRD PARTIES

When a digital environment is operated, managed, optimized, monetized, integrated or technically supported by TiMo Mídia, this Privacy Policy applies to activities related to the advertising technology layer, programmatic monetization, advertising platform integrations, advertising infrastructure, Google advertising stack, advertising-related consent signals, advertising cookies, fraud prevention, invalid traffic mitigation (IVT), advertising measurement, technical security, traffic quality, newsletters, email marketing and other technical solutions connected with TiMo Mídia’s activities, where applicable.

TiMo Mídia shall not automatically be considered responsible for all aspects of FintechMarker.com, including the website itself, the domain, editorial content, hosting, legal notices, publisher-owned forms, editorial communications, products, services, commercial offers, business decisions or the general operation of the digital environment where such activities remain under the control of the website operator, publisher, domain owner, advertiser, commercial partner or another responsible third party.

NARRATIVA MEDIA LAB Ltd remains responsible for the operation of FintechMarker.com as publisher, including editorial content, publishing decisions, domain ownership, publisher communications and other publisher-controlled functions.

In these circumstances, the website operator, publisher, domain owner or local responsible party may act as an independent controller or responsible party for the activities it directly determines, without prejudice to TiMo Mídia acting as controller, processor, independent controller, technical monetization partner or, where legally applicable, joint controller for specific processing activities.

The precise legal qualification of each participant depends on:

• the purposes of processing;
• the means effectively determined by each participant;
• the technical configuration of the digital environment;
• applicable contracts;
• documented instructions;
• relationships with third-party platforms;
• mandatory legal requirements.

Where required by law or contract, TiMo Mídia and the relevant publisher, operator, client or partner may establish specific arrangements governing:

• data processing responsibilities;
• consent management;
• user rights requests;
• information security;
• incident response;
• retention obligations;
• cooperation with competent authorities;
• audit obligations;
• compliance responsibilities.

7. DATA WE MAY COLLECT

The categories of information processed depend on user interactions, technical configurations, services used and consent preferences.

7.1 Technical and Navigation Data

We may collect:

• IP address;
• approximate geographic location derived from IP address;
• browser type and version;
• operating system;
• device type;
• language preferences;
• screen resolution;
• user agent information;
• referral URLs;
• pages visited;
• timestamps;
• session information;
• server log information;
• technical diagnostics;
• security-related events.

7.2 Usage Data

We may collect information relating to:

• page views;
• navigation paths;
• time spent on pages;
• engagement with content;
• clicks;
• scroll behavior;
• interactions with advertisements;
• interactions with newsletters;
• interactions with consent tools.

7.3 Cookie and Consent Data

We may collect:

• cookie preferences;
• consent records;
• consent timestamps;
• consent versions;
• vendor selections;
• opt-out records;
• withdrawal records;
• privacy preference signals where technically supported.

7.4 Advertising and Monetization Data

Where advertising technologies are used, the following categories may be processed:

• advertising requests;
• ad impressions;
• ad clicks;
• advertising identifiers;
• inventory information;
• frequency capping information;
• anti-fraud indicators;
• invalid traffic indicators;
• advertising performance information;
• aggregated monetization reports.

7.5 Information Provided Voluntarily

Users may voluntarily provide:

• name;
• email address;
• company name where applicable;
• contact information;
• message content;
• attachments;
• newsletter subscription information;
• information submitted through forms.

7.6 Newsletter and Communication Data

Where newsletters or email communications are offered, we may process:

• email address;
• subscription source;
• subscription date and time;
• communication preferences;
• delivery information;
• unsubscribe information;
• suppression list records;
• engagement information where legally permitted.

7.7 Sensitive Data and Children’s Data

FintechMarker.com does not intentionally seek to collect sensitive personal data or personal data from children.

The website is not directed toward children.

If sensitive personal data or children’s data is inadvertently collected without an appropriate legal basis, reasonable steps will be taken to delete, anonymize or restrict processing where appropriate.

8. PURPOSES OF PROCESSING

Personal data may be processed for the following purposes:

• operating and maintaining the website;
• ensuring stability and performance;
• protecting systems and infrastructure;
• preventing abuse and malicious activity;
• detecting and preventing fraud;
• detecting invalid traffic (IVT);
• preventing spam and automated abuse;
• protecting advertising infrastructure;
• measuring audience behavior;
• improving usability and content quality;
• managing consent preferences;
• displaying contextual advertising;
• displaying personalized advertising where legally permitted;
• measuring advertising performance;
• generating aggregated reports;
• responding to user inquiries;
• administering newsletters;
• managing communication preferences;
• complying with legal obligations;
• protecting legal rights;
• conducting compliance reviews;
• responding to security incidents.

9. LEGAL BASES FOR PROCESSING

Depending on the processing activity and applicable law, processing may rely on one or more legal bases.

Consent

Consent may be used for:

• non-essential cookies;
• advertising personalization;
• analytics technologies where required;
• newsletter subscriptions;
• marketing communications;
• external media integrations where required.

Consent may be withdrawn at any time through available preference mechanisms.

Legitimate Interests

Where permitted by law, legitimate interests may support:

• website operation;
• technical security;
• fraud prevention;
• invalid traffic mitigation;
• traffic quality monitoring;
• contextual advertising;
• aggregated analytics;
• service improvement;
• legal protection;
• operational integrity.

Contract and Pre-Contractual Measures

Processing may occur where necessary to:

• respond to inquiries;
• administer subscriptions;
• process user requests;
• establish business relationships.

Legal Obligations

Processing may be necessary to comply with:

• legal requirements;
• regulatory obligations;
• tax obligations;
• accounting obligations;
• law enforcement requests;
• court orders;
• compliance obligations.

Legal Claims and Rights Protection

Processing may occur where necessary to establish, exercise or defend legal claims and legitimate rights.

10. COOKIES AND SIMILAR TECHNOLOGIES

FintechMarker.com may use cookies, local storage, pixels, tags, scripts, web beacons and similar technologies.

These technologies may be categorized as follows.

Necessary Technologies

Used for:

• website functionality;
• security;
• session management;
• consent management;
• fraud prevention.

Functional Technologies

Used to:

• remember preferences;
• improve user experience;
• retain selected settings.

Analytics and Measurement Technologies

Used to:

• understand audience behavior;
• measure engagement;
• improve performance.

Advertising Technologies

Used to:

• deliver advertising;
• measure advertising performance;
• support monetization;
• manage advertising frequency;
• support contextual advertising;
• support personalized advertising where legally permitted.

Security Technologies

Used to:

• identify suspicious behavior;
• prevent abuse;
• protect systems;
• support anti-fraud operations.

Where required by applicable law, non-essential technologies are activated only after appropriate consent has been obtained.

Users may manage preferences through consent tools, cookie settings and browser settings.

11. CONSENT MANAGEMENT

FintechMarker.com may use a Consent Management Platform (CMP) to collect, document and communicate user choices.

Consent records may include:

• selected categories;
• consent status;
• timestamps;
• consent versions;
• region information;
• vendor selections;
• withdrawal records.

Consent preferences may be communicated to analytics systems, advertising technologies, tag-management systems and other integrated technologies to ensure processing remains aligned with user choices and applicable legal requirements.

12. PROGRAMMATIC ADVERTISING AND RELATIONSHIP WITH GOOGLE AND OTHER PARTNERS

FintechMarker.com may use advertising technologies, monetization systems and audience measurement tools provided by TiMo Mídia, Google and other technology partners.

These technologies may include:

• Google Ad Manager;
• Google Ad Exchange;
• Google AdSense;
• Google Publisher Products;
• SSPs (Supply Side Platforms);
• DSPs (Demand Side Platforms);
• Ad Exchanges;
• Ad Servers;
• Audience Measurement Providers;
• Brand Safety Providers;
• Anti-Fraud Systems;
• Traffic Quality Platforms;
• Analytics Providers.

These partners may process technical information, advertising identifiers, browsing information and other signals for purposes including:

• ad delivery;
• ad measurement;
• frequency management;
• fraud prevention;
• invalid traffic detection;
• brand safety;
• audience measurement;
• reporting;
• compliance with advertising platform requirements.

Certain partners may act as independent controllers under their own privacy policies and legal obligations.

Where Google services are used, users may consult Google’s information regarding how data is used by partner websites and applications:

13. CONSENT MODE AND TECHNICAL SIGNALS

Where applicable, FintechMarker.com may use technologies that communicate consent preferences to advertising and analytics systems.

Depending on technical configuration and applicable law, consent signals may govern processing associated with:

• advertising storage;
• analytics storage;
• advertising personalization;
• user advertising data;
• advertising measurement;
• related technical functions.

Where a user declines consent, systems may operate in a restricted mode.

Depending on technical implementation, services may:

• refrain from storing non-essential identifiers;
• process aggregated information;
• use limited measurement methods;
• use cookieless measurement techniques where permitted;
• limit personalization functionality.

The specific behavior of integrated technologies may depend on the systems used by third-party providers and applicable legal requirements.

14. EMAIL MARKETING, NEWSLETTERS AND ELECTRONIC COMMUNICATIONS

FintechMarker.com may distribute newsletters, editorial updates, research updates, marketing communications and other email-based content.

Subscription to newsletters is voluntary.

Where required by applicable law, consent will be obtained before marketing communications are sent.

Subscription Information

The following information may be processed:

• email address;
• subscription source;
• subscription timestamp;
• communication preferences;
• consent records;
• delivery information;
• engagement information where legally permitted.

Unsubscribe Rights

Users may unsubscribe at any time through:

• unsubscribe links contained within communications;
• preference management tools where available;
• direct requests sent to privacy@fintechmarker.com.

Reasonable efforts will be made to process unsubscribe requests promptly.

Tracking Technologies

Where permitted by applicable law, newsletters may contain:

• tracking pixels;
• web beacons;
• engagement measurement technologies;
• click-tracking links.

These technologies may be used for:

• delivery verification;
• engagement measurement;
• security;
• fraud prevention;
• service improvement.

Suppression Lists

Following an unsubscribe request, email addresses may be retained in suppression lists to prevent future unwanted communications and to demonstrate compliance with applicable requirements.

15. DATA SHARING

Personal data may be shared where reasonably necessary for the operation of FintechMarker.com.

Categories of recipients may include:

Infrastructure Providers

• hosting providers;
• cloud service providers;
• CDN providers;
• cybersecurity providers;
• monitoring providers.

Analytics and Measurement Providers

• audience measurement providers;
• analytics services;
• performance monitoring services.

Advertising and Monetization Providers

• Google advertising services;
• advertising exchanges;
• SSPs;
• DSPs;
• advertising technology providers;
• fraud prevention providers;
• brand safety providers.

Communication Providers

• email delivery providers;
• newsletter platforms;
• communication management services.

Professional Advisors

• auditors;
• consultants;
• legal advisors;
• compliance professionals.

Authorities

Personal data may be disclosed where required by:

• law;
• court orders;
• regulatory requirements;
• lawful government requests.

16. INTERNATIONAL DATA TRANSFERS

Because internet infrastructure, cloud computing and advertising technologies operate internationally, personal data may be processed in jurisdictions outside the country from which a user accesses FintechMarker.com.

Where appropriate, safeguards may include:

• contractual protections;
• standard contractual clauses;
• organizational safeguards;
• access controls;
• encryption measures;
• vendor assessments;
• recognized legal transfer mechanisms.

The safeguards applied depend on the processing activity, service provider and applicable legal requirements.

17. RETENTION AND DELETION OF DATA

Personal data is retained only for as long as reasonably necessary to fulfill the purposes described in this Policy or to comply with applicable legal obligations.

Retention periods may vary depending on the type of information involved.

Examples may include:

Technical Logs

Retained for security, fraud prevention and operational purposes for periods considered appropriate under applicable law and operational requirements.

Consent Records

Retained for accountability, audit and compliance purposes.

Communication Records

Retained for as long as reasonably necessary to manage communications and related obligations.

Newsletter Information

Retained while a subscription remains active or while another valid legal basis exists.

Suppression Lists

Retained as necessary to prevent future unwanted communications and demonstrate compliance with unsubscribe requests.

Where information is no longer required, reasonable efforts will be made to:

• delete it;
• anonymize it;
• aggregate it;
• securely dispose of it.

18. RIGHTS OF USERS

Depending on applicable law, users may have rights including:

• confirmation of processing;
• access to personal data;
• correction of inaccurate information;
• deletion of personal data;
• anonymization where applicable;
• restriction of processing;
• objection to processing;
• portability of data;
• withdrawal of consent;
• review of certain automated processing activities where applicable;
• information regarding data sharing practices.

Requests may be submitted to:

privacy@fintechmarker.com

Where necessary, reasonable identity verification measures may be requested before responding.

Responses will be provided within the timeframes required by applicable law.

19. OPT-OUTS AND PRIVACY PREFERENCE SIGNALS

Where applicable law grants users the right to opt out of certain advertising-related processing activities, FintechMarker.com may provide mechanisms allowing users to exercise such choices.

These mechanisms may include:

• consent management platforms;
• cookie preference centers;
• unsubscribe mechanisms;
• browser-based privacy settings;
• recognized privacy preference signals where technically supported.

Where advertising personalization is disabled, users may continue to receive contextual advertising that is not based on behavioral profiling.

Privacy choices may be communicated to integrated advertising and analytics systems where technically feasible and legally required.

20. INFORMATION SECURITY

FintechMarker.com seeks to implement technical and organizational measures appropriate to the nature of its operations and the risks associated with personal data processing.

These measures may include:

• HTTPS encryption;
• encryption in transit where applicable;
• access control mechanisms;
• role-based access management;
• logging and monitoring systems;
• cybersecurity protections;
• firewall technologies;
• anti-fraud systems;
• bot mitigation technologies;
• vendor assessments;
• periodic security reviews.

While reasonable efforts are made to protect personal data, no internet-connected system can guarantee absolute security.

Users should understand that residual risks may exist due to external infrastructure failures, cyberattacks, human error or factors beyond our reasonable control.

21. INCIDENT RESPONSE

In the event of a suspected or confirmed security incident involving personal data under our responsibility, reasonable efforts may be undertaken to:

• identify the incident;
• contain the threat;
• investigate the cause;
• mitigate risks;
• restore secure operations;
• document actions taken.

Where notification obligations apply under applicable law, relevant users and authorities may be informed within the required timeframes.

The specific operational details of security procedures may remain confidential for security reasons.

22. AUTOMATED PROCESSING AND PROFILING

Certain technical systems used by FintechMarker.com, TiMo Mídia and third-party providers may process information automatically for purposes such as:

• fraud prevention;
• invalid traffic detection (IVT);
• bot detection;
• traffic quality analysis;
• security monitoring;
• audience measurement;
• advertising delivery;
• advertising optimization;
• frequency management.

FintechMarker.com does not seek to make decisions based solely on automated processing that produce legal effects or similarly significant consequences for individuals without an appropriate legal basis and safeguards where required by law.

23. FINANCIAL CONTENT DISCLAIMER

FintechMarker.com publishes editorial content relating to fintech, banking, payments, lending, insurance, digital public infrastructure, digital identity, financial technologies and related industries.

All content is provided for informational, educational and journalistic purposes only.

Nothing published on FintechMarker.com constitutes:

• investment advice;
• financial advice;
• legal advice;
• tax advice;
• accounting advice;
• regulatory advice;
• professional consulting services.

Users should independently evaluate information and seek advice from qualified professionals before making financial, investment, legal, tax or business decisions.

FintechMarker.com does not accept responsibility for decisions made based on information published on the website.

24. LINKS, ADVERTISEMENTS AND THIRD-PARTY SERVICES

FintechMarker.com may contain:

• advertisements;
• sponsored content;
• affiliate links;
• embedded content;
• social media integrations;
• links to external websites;
• links to third-party services.

Third-party websites and services operate under their own terms, privacy policies and business practices.

FintechMarker.com, NARRATIVA MEDIA LAB Ltd and TiMo Mídia do not control all aspects of these external environments and are not responsible for their privacy practices, content, products or services.

Users are encouraged to review the privacy policies and terms applicable to third-party services before interacting with them.

25. DIGITAL ACCESSIBILITY

FintechMarker.com seeks to support accessibility and inclusive access to digital information.

Reasonable efforts may be undertaken to improve accessibility, navigation and usability where technically feasible.

Users who encounter accessibility barriers may contact:

privacy@fintechmarker.com

Feedback may be used to improve future accessibility efforts.

26. LANGUAGES AND INTERPRETATION

This Privacy Policy may be translated into languages other than English.

In the event of differences between translated versions, the English-language version shall prevail unless mandatory local law requires otherwise.

Nothing in this section limits rights granted by applicable law.

27. UPDATES TO THIS POLICY

This Privacy Policy may be updated periodically to reflect:

• legal developments;
• regulatory changes;
• technological developments;
• operational changes;
• changes in advertising technologies;
• changes in monetization systems;
• changes in privacy practices.

The version in force will be identified by the “Last updated” date displayed at the top of this document.

Where appropriate, significant updates may be communicated through notices, banners or other reasonable mechanisms.

28. CONTACT

For privacy-related inquiries, user rights requests, consent matters, complaints or questions regarding this Privacy Policy, please contact:

FintechMarker.com / Publisher Contact

NARRATIVA MEDIA LAB Ltd

Nikou Dimitriou 3
Kyriakeio Megaro, Flat/Office 202
6031 Larnaca
Cyprus

Email: privacy@fintechmarker.com

AdTech, Monetization and Compliance Contact

TiMo Midia Ltda.

Rua Ana de Carvalho Silveira, nº 287
Bairro Silveira
Belo Horizonte/MG
Brazil
CEP 31.140-440

Email: compliance@timomidia.com

INDIA ADDENDUM – PRIMARY MARKET

This Addendum applies where India’s Digital Personal Data Protection Act, 2023 (DPDP Act) or other applicable Indian privacy requirements apply.

FintechMarker.com is primarily focused on readers interested in India’s fintech, banking, payments, digital public infrastructure, digital identity and digital economy sectors.

Where Indian privacy law applies:

• personal data will be processed for legitimate and disclosed purposes;
• consent will be obtained where required by applicable law;
• users may withdraw consent through available mechanisms;
• privacy requests may be submitted through the contact channels provided in this Policy.

Privacy grievances may be directed to:

privacy@fintechmarker.com

Where a request specifically concerns advertising technology, monetization infrastructure, consent signals, fraud prevention systems, invalid traffic controls or technical advertising integrations supported by TiMo Mídia, users may also contact:

compliance@timomidia.com

FintechMarker.com does not intentionally target children with advertising, newsletters or subscription services.

Where age-sensitive processing requirements apply, reasonable measures may be adopted to comply with applicable law.

OTHER REGIONS AND PLATFORM REQUIREMENTS

FintechMarker.com is primarily intended for readers interested in India’s fintech, payments, banking, digital public infrastructure and digital economy sectors.

Although the website may be accessible internationally, it is not specifically directed toward every jurisdiction where English is spoken.

Users accessing FintechMarker.com from other regions may nevertheless receive privacy protections consistent with the principles described in this Policy.

Certain technologies used by FintechMarker.com, including advertising systems, analytics technologies, consent management tools and monetization infrastructure, may be subject to requirements imposed by technology providers, advertising partners and platform operators.

Where required by applicable law or platform policies:

• consent may be requested before non-essential cookies are activated;
• consent may be requested before analytics technologies are activated;
• consent may be requested before advertising identifiers are used;
• consent may be requested before personalized advertising technologies are activated.

Where local law grants users additional privacy rights, FintechMarker.com seeks to respect those rights to the extent required by applicable law.

Questions regarding privacy may be directed to:

privacy@fintechmarker.com

Questions relating specifically to advertising technology, monetization systems, consent signals, invalid traffic prevention, traffic quality controls or technical infrastructure supported by TiMo Mídia may be directed to:

compliance@timomidia.com

TiMo Midia Ltda. – Media Technology and Monetization
NARRATIVA MEDIA LAB Ltd – Publisher and Website Operator