Last updated: 13 Sep 2025
1. Acceptance of Terms
By accessing or using FintechMarker.com (“we”, “us”, “our”), you agree to these Terms of Service. If you do not agree, you must discontinue use of our website immediately.
2. Purpose of Website
FintechMarker.com provides news, analysis, and opinion on financial technology.
All content is for general informational purposes only and does not constitute financial, investment, legal, or tax advice.
3. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to use this website. By using the site, you represent that you meet these requirements.
4. User Conduct / Acceptable Use
You agree not to:
- use the site for unlawful, fraudulent, or harmful purposes,
- engage in activities that disrupt or damage our website or servers,
- upload or distribute malicious software, spam, or unauthorized advertising,
- infringe the rights of others, including intellectual property, privacy, or data rights.
5. User Content (if applicable)
If you post comments, messages, or other content:
- You retain ownership of your content, but grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute it on our site.
- You must not post unlawful, defamatory, or infringing material.
- We reserve the right to remove content at our discretion.
6. Intellectual Property
All content, trademarks, and designs on FintechMarker.com are owned by us or our licensors unless otherwise stated.
You may not reproduce, distribute, or create derivative works without prior written consent.
7. Third-Party Links and Services
We may include links to third-party sites, including Google and Meta services. We are not responsible for the accuracy, content, or practices of third parties.
8. No Financial Advice
The website does not provide financial, investment, legal, or tax advice.
You should seek independent professional advice before making financial decisions.
9. Service Availability
We do not guarantee continuous, uninterrupted, or error-free operation of the site. Access may be suspended or modified at any time without notice.
10. Changes to Services
We may add, remove, or change website features, services, or content at any time without liability.
11. Disclaimer of Warranties
The website is provided “as is” and “as available.”
We disclaim all warranties, express or implied, including fitness for a particular purpose, merchantability, and non-infringement.
12. Limitation of Liability
To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or special damages resulting from use of our website or reliance on its content.
13. Indemnification
You agree to indemnify and hold harmless FintechMarker.com, its owners, employees, and affiliates from any claims, damages, or expenses arising out of your use of the site or violation of these Terms.
14. Compliance with Laws
We comply with applicable international data protection, consumer protection, and financial regulations, including but not limited to:
GDPR (EU), UK GDPR, CCPA/CPRA and other U.S. state privacy laws, PIPEDA (Canada), PDPB (India), PECA (Pakistan), POPIA (South Africa), NDPR (Nigeria), Kenya Data Protection Act, LGPD (Brazil), LFPDPPP (Mexico), Ley 25.326 (Argentina), Australia Privacy Act, New Zealand Privacy Act, Singapore PDPA, China PIPL, and other relevant laws worldwide.
Because regulations vary across jurisdictions and may change over time, it is your responsibility as a user to ensure that your access to and use of FintechMarker.com complies with the laws of your country or region.
15. Termination
We reserve the right to suspend or terminate access if you violate these Terms or applicable laws.
16. Governing Law
These Terms are governed by the laws Cyprus.
You agree to submit to the exclusive jurisdiction of the courts located in Cyprus.
17. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in effect.
18. Entire Agreement
These Terms, along with our Privacy Policy, Cookie Policy, Financial Disclaimer, and Affiliate Disclosure, constitute the entire agreement between you and FintechMarker.com.