Marking the trends in global finance
Africa’s largest mobile-money franchise didn’t out-app the market—it out-operated it. Any phone, patchy data, cash-heavy retail: USSD plus agents turns constraints into scale. For product teams, that’s the real moat.…
Klarna is stringing together operating-profit quarters while expanding beyond BNPL into cards, pay-now, and retail media. The quiet hero isn’t flashy growth—it’s underwriting accuracy, tighter collections, and returns discipline at…
In two massive markets, “instant payments” means very different product choices. Here’s a simple, practical look at features, APIs, ecosystem nuances—and what matters for SMB use cases. The quick take…
PayPal is a mature payments leader trying to reboot growth without reinventing itself. The realistic upside sits in three lanes—checkout, developer products, and loyalty/ads—if execution tightens and the pieces work…
In two lines: Revolut turned everyday money chores into a clean, phone-first routine — then scaled the same experience across countries while the legal “plumbing” adapts in the background. As…
Three leaders do the same core thing—help you get paid—but they were built for different jobs and stages. Here’s a plain-English guide to pick the right one for you. Facts…
Revolut scaled a do-it-all money app to 60M+ customers without operating as a full bank in the UK, its base market. Below: the product map, geography, monetization, and key regulatory…
Two Indian KYC rails solve the same problem differently.eKYC verifies a customer at the source each time; CKYC stores a single profile in a central registry for consented reuse.Accurate as…
In two lines: what UPI is, why it matters, and the scale you should care about.As of Sep 7, 2025 (Europe/Berlin), UPI handles ~20 billion transactions a month and ₹24.85…
India Stack ties together digital ID, paperless KYC, real-time payments, and consented data sharing. Built as open, API-first public rails, it helped India expand financial access fast, push onboarding costs…